Disclaimer

Last updated: [DATE — counsel to set] Quick Tax and Credit (“QTAC,” “we,” “us”) provides educational information and professional services related to tax preparation and credit-report accuracy. This page is not a substitute for legal, tax, or consumer-protection counsel. Laws vary; Texas consumers should know that federal and state rules may both apply — counsel finalizes operative language before go-live. Contact / NAP: 939 W Jefferson Blvd, Suite 109, Dallas, TX 75208 (214) 531-6991 · info@quicktaxandcreditsolutions.com Hours: Mon–Fri 10–7, Sat 10–4

Credit repair / CROA & FCRA

Educational — not a guarantee

Content on this site about credit reports and disputes is educational . It does not guarantee any outcome, score change, or removal of information. Results vary. Accurate information may remain on your credit reports.

What legitimate assistance can involve

Under the Fair Credit Reporting Act (FCRA), consumers may dispute information they believe is inaccurate, incomplete, or unverifiable. QTAC may help clients organize documentation and communicate disputes regarding such information. We cannot remove accurate, timely information merely because it is negative. Learn more: FTC —

Fixing Your Credit FAQs

FTC —

Spot the scams when fixing your credit

(2026) FTC —

Disputing Errors on Your Credit Reports

FTC —

How to Get Your Free Credit Reports

CFPB —

Consumer Financial Protection Bureau

FTC home — https://www.ftc.gov/

No guaranteed score increases or item removals

We do

not guarantee score increases, item deletions, or “fast results.” Marketing that implied a fixed point range (for example, “50–150 points”) without prominent caveats is not consistent with this disclaimer and should not appear on our site. See our homepage rewrite guidance for counsel-approved card copy. Consumer rights under the Credit Repair Organizations Act (CROA) At a high level, federal CROA protections for consumers who deal with credit repair organizations include (among other things): Required written disclosures and contracts describing services, timing, and costs

A right to

cancel within 3 business days without charge (ops: reference this in the sales path) Prohibitions on misrepresentations about what can be done to a credit file

Restrictions on

advance fees — do not pay for credit repair services before they are fully performed where advance fees are prohibited This summary is educational, not legal advice. Counsel confirms how CROA and Texas law apply to QTAC’s engagements.

Advance fees

Our site copy does

not imply that consumers must pay for credit repair services before work is fully performed where federal law prohibits advance fees. Fee timing for any engagement is governed by the written client agreement and applicable law — [COUNSEL TO CONFIRM] operational fee schedule language.

Accurate negatives

No company can legally remove negative information from a credit report that is accurate and timely. Time and responsible financial habits matter; dispute rights focus on accuracy and completeness.

Tax services & educational content

Not personalized tax, legal, or accounting advice

Educational articles, FAQs, and website copy are

general information . They are not personalized tax, legal, or accounting advice and are not a substitute for advice tailored to your situation. Engage a qualified professional for your facts.

Not the IRS; no IRS employment implication

QTAC is a private business. We are

not the Internal Revenue Service and do not claim employment by, endorsement from, or official partnership with the IRS. Always verify tax rules at

IRS.gov

.

Credentials — truthful use only

We describe credentials only when accurate (for example, Enrolled Agent, CPA, or PTIN, as applicable to the individual preparing or advising). We do not misuse the word “certified” or imply a credential we do not hold. [COUNSEL / OPS TO CONFIRM] which credentials appear in staff bios and ads.

No guarantee of refund, audit, or filing outcome

We do

not guarantee any refund amount, audit outcome, collection result, or filing result. Outcomes depend on your facts, law, and IRS (or state) processes.

Circular 230–safe tone

Nothing on this website is intended as written tax advice you may rely on for penalty-protection purposes. Informal website content is general education only. IRS resources (education)

IRS.gov

Payment plans / installment agreements (education): https://www.irs.gov/payments/payment-plans-installment-agreements Offer in Compromise (education): https://www.irs.gov/payments/offer-in-compromise Interactive Tax Assistant: https://www.irs.gov/help/ita Eligibility for payment plans or an Offer in Compromise depends on individual circumstances; use IRS tools and a qualified professional — we do not promise qualification or acceptance.

General

This disclaimer, privacy policy, and terms of use work together; client service agreements govern paid engagements. Website content may change; the “Last updated” date will be revised when counsel approves material edits. Not a substitute for counsel. If you have a legal dispute or complex tax controversy, consult an attorney or other qualified advisor. Questions: info@quicktaxandcreditsolutions.com · (214) 531-6991

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