:root{--navy:#1e4a7a;--navy-d:#143157;--navy-x:#0b1d38;--navy-m:#2d5a8a;--pink:#e63975;--pink-f:#d92968;--pink-t:#fde8ee;--amber:#f5a623;--amber-t:#fef4e0;--ice:#e8f4f8;--mist:#f5f8fa;--ink:#122036;--mut:#55677a;--line:#e1e8ef;--white:#fff;
--disp:"Fraunces",Georgia,"Times New Roman",serif;--body:Inter,system-ui,-apple-system,"Segoe UI",sans-serif;--r:18px;--sh:0 24px 60px -28px rgba(20,49,87,.35);--sy:0}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:var(--body);color:var(--ink);background:#fff;line-height:1.6;font-size:16px;-webkit-font-smoothing:antialiased;overflow-x:hidden}
img{max-width:100%;height:auto;display:block}a{color:inherit;text-decoration:none}button{font:inherit;cursor:pointer}
h1,h2,h3,h4{font-family:var(--disp);letter-spacing:-.025em;line-height:1.06;font-weight:600;font-variation-settings:"opsz" 144}
h1 em,h2 em,h3 em,.ac{font-style:italic;font-weight:500;color:var(--pink)}
.wrap{width:min(1180px,calc(100% - 48px));margin:0 auto}
.eyebrow{display:inline-flex;align-items:center;gap:10px;font-size:12px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--pink-f)}
.eyebrow::before{content:"";width:26px;height:2px;background:currentColor;border-radius:2px}
.on-dark .eyebrow{color:var(--amber)}
h2.sec{font-size:clamp(30px,3.6vw,46px);margin:14px 0 14px;color:var(--navy-d)}
.on-dark h2.sec,.on-dark h3{color:#fff}
.lead{font-size:18px;color:var(--mut);max-width:60ch}
.on-dark .lead{color:rgba(255,255,255,.76)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:15px 24px;border-radius:12px;font-weight:700;font-size:15px;border:1.5px solid transparent;transition:transform .25s,box-shadow .25s,background .25s;min-height:48px;position:relative;overflow:hidden}
.btn .ico{width:18px;height:18px;transition:transform .25s}.btn:hover .ico{transform:translateX(3px)}
.btn-navy{background:var(--navy);color:#fff;box-shadow:0 14px 30px -14px rgba(30,74,122,.6)}.btn-navy:hover{background:var(--navy-d);transform:translateY(-2px)}
.btn-pink{background:var(--pink-f);color:#fff;box-shadow:0 14px 30px -14px rgba(217,41,104,.65)}.btn-pink:hover{background:#c42d60;transform:translateY(-2px)}
.btn-amber{background:var(--amber);color:var(--navy-x)}.btn-amber:hover{background:#e39a1c;transform:translateY(-2px)}
.btn-ghost{background:#fff;color:var(--navy);border-color:var(--line)}.btn-ghost:hover{border-color:var(--navy);transform:translateY(-2px)}
.btn-ghost-w{background:transparent;color:#fff;border-color:rgba(255,255,255,.4)}.btn-ghost-w:hover{border-color:#fff;background:rgba(255,255,255,.08)}
/* reveals */
.rv{opacity:0;transform:translateY(26px);transition:opacity .9s cubic-bezier(.2,.7,.2,1),transform .9s cubic-bezier(.2,.7,.2,1)}
.rv.in{opacity:1;transform:none}
.rv.d1{transition-delay:.08s}.rv.d2{transition-delay:.16s}.rv.d3{transition-delay:.24s}.rv.d4{transition-delay:.32s}
/* announcement + nav */
.ann{background:var(--navy-x);color:rgba(255,255,255,.85);font-size:12.5px;text-align:center;padding:8px 16px;letter-spacing:.02em}
header.nav{position:sticky;top:0;z-index:80;background:rgba(255,255,255,.86);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom:1px solid transparent;transition:border-color .3s,box-shadow .3s}
header.nav.solid{border-color:var(--line);box-shadow:0 10px 30px -22px rgba(20,49,87,.35)}
.nav-in{display:flex;align-items:center;justify-content:space-between;gap:18px;height:74px}
.brand{display:flex;align-items:center;gap:12px}
.brand img{width:46px;height:46px;border-radius:50%}
.brand b{font-family:var(--disp);font-size:21px;color:var(--navy);letter-spacing:-.02em;font-weight:600}.brand b i{font-style:normal;color:var(--pink)}
.menu{display:flex;align-items:center;gap:26px}
.menu a{font-size:14.5px;font-weight:600;color:var(--navy-d);position:relative;padding:6px 0}
.menu a::after{content:"";position:absolute;left:0;right:0;bottom:0;height:2px;background:var(--pink);transform:scaleX(0);transform-origin:left;transition:transform .3s}
.menu a:hover::after,.menu a[aria-current]::after{transform:scaleX(1)}
.menu .btn{padding:11px 18px;min-height:0}
.hamb{display:none;width:46px;height:46px;border:1px solid var(--line);border-radius:12px;background:#fff;flex-direction:column;align-items:center;justify-content:center;gap:5px}
.hamb i{width:20px;height:2px;background:var(--navy);border-radius:2px}
.drawer{position:fixed;inset:0;z-index:90;background:rgba(11,29,56,.5);opacity:0;pointer-events:none;transition:opacity .3s}
.drawer.open{opacity:1;pointer-events:auto}
.drawer .pane{position:absolute;top:0;right:0;bottom:0;width:min(360px,86vw);background:#fff;padding:26px;transform:translateX(100%);transition:transform .4s cubic-bezier(.2,.8,.2,1);display:flex;flex-direction:column;gap:6px;overflow:auto}
.drawer.open .pane{transform:none}
.drawer .pane a{padding:13px 10px;border-radius:10px;font-weight:600;color:var(--navy-d);font-size:17px}
.drawer .pane a:hover{background:var(--mist)}
.drawer .x{align-self:flex-end;width:44px;height:44px;border:1px solid var(--line);border-radius:12px;background:#fff;font-size:22px;margin-bottom:10px}
.drawer .pane .btn{margin-top:12px}
/* HERO (layered: bg .1 / copy static / figure -.06 / chips .22) */
.hero{position:relative;overflow:hidden;padding:72px 0 40px;background:#fff}
.hero-bg{position:absolute;inset:-10% 0;z-index:0;pointer-events:none;transform:translateY(calc(var(--sy)*0.1px));will-change:transform;
 background:radial-gradient(800px 520px at 82% 10%,rgba(230,57,117,.14),transparent 60%),radial-gradient(700px 500px at 8% 90%,rgba(30,74,122,.14),transparent 60%),radial-gradient(500px 400px at 60% 95%,rgba(245,166,35,.12),transparent 60%)}
.hero-bg::after{content:"";position:absolute;inset:0;opacity:.5;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='160' height='160'%3E%3Cfilter id='n'%3E%3CfeTurbulence baseFrequency='.9' numOctaves='2' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='.06'/%3E%3C/svg%3E")}
.hero-in{position:relative;z-index:2;display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:start}
.hero-copy{padding-top:28px}
.hero h1{font-size:clamp(42px,5.6vw,76px);color:var(--navy-d);margin:18px 0 20px}
.hero h1 .pk{display:block}.hero h1 .pk em{font-style:italic;font-weight:500;color:var(--pink)}
.hero h1 .w{display:inline-block;overflow:hidden;vertical-align:bottom}.hero h1 .w>i{display:inline-block;font-style:normal;transform:translateY(110%);animation:rise .9s cubic-bezier(.2,.8,.2,1) forwards}
@keyframes rise{to{transform:none}}
.hero .lead{font-size:18px;margin-bottom:16px}
.hero .tag{font-family:var(--disp);font-weight:800;font-size:22px;color:var(--navy);margin-bottom:26px}.hero .tag i{font-style:normal;color:var(--pink)}
.hero .cta{display:flex;gap:12px;flex-wrap:wrap}
.hero-fig{position:relative;z-index:1;transform:translateY(calc(var(--sy)*-0.06px));will-change:transform}
.hero-fig .ph{border-radius:28px;overflow:hidden;box-shadow:var(--sh);transform:rotate(-2deg);border:6px solid #fff}
.hero-fig .ph img{aspect-ratio:16/11;object-fit:cover;width:100%;object-position:center 20%}
.chip{position:absolute;display:flex;align-items:center;gap:10px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:10px 14px;font-weight:700;font-size:13.5px;color:var(--navy-d);box-shadow:0 18px 40px -22px rgba(20,49,87,.5);transform:translateY(calc(var(--sy)*0.22px));will-change:transform;z-index:3}
.chip .ico{width:20px;height:20px;color:var(--pink-f)}
.chip.c1{left:-26px;top:12%}.chip.c2{right:-18px;top:44%}.chip.c3{left:-26px;top:70%}
.chip b{display:block;font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--mut);font-weight:700}
.chip.gold .ico{color:var(--amber)}
.trust{display:grid;grid-template-columns:repeat(2,auto);justify-content:start;gap:14px 38px;margin-top:40px;padding-top:26px;border-top:1px solid var(--line)}
.trust div{display:flex;align-items:center;gap:10px;font-size:14px;font-weight:600;color:var(--navy-d)}
.trust .ico{width:20px;height:20px;color:var(--pink-f);flex:none}
/* callback card */
.cb{background:#fff;border:1px solid var(--line);border-radius:22px;padding:26px;box-shadow:var(--sh)}
.hero .cb{position:relative;z-index:4;margin:-54px 22px 0;background:rgba(255,255,255,.96);backdrop-filter:blur(10px)}
.cb h3{font-size:20px;color:var(--navy-d);margin-bottom:4px}.cb p{font-size:14px;color:var(--mut);margin-bottom:16px}
.cb form{display:grid;gap:10px}
.fl{display:grid;gap:6px}.fl label{font-size:12px;font-weight:700;color:var(--navy-d);letter-spacing:.04em}
input,select,textarea{width:100%;border:1.5px solid var(--line);border-radius:12px;padding:13px 14px;font:inherit;font-size:15px;color:var(--ink);background:#fff;transition:border-color .2s,box-shadow .2s;min-height:48px}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--navy);box-shadow:0 0 0 4px rgba(30,74,122,.12)}
.hp{position:absolute;left:-9999px;opacity:0;height:0;width:0;overflow:hidden}
.note{font-size:12.5px;color:var(--mut)}
.ok{display:none;background:var(--ice);border:1px solid #cfe6ef;border-radius:14px;padding:18px;text-align:center}
.ok b{display:block;font-family:var(--disp);font-size:18px;color:var(--navy-d);margin-bottom:4px}
form.sent{display:none}form.sent+.ok{display:block}
/* ticker */
.ticker{overflow:hidden;background:var(--navy-x);color:#fff;padding:14px 0;border-top:1px solid rgba(255,255,255,.06)}
.ticker .track{display:flex;gap:46px;width:max-content;animation:tk 40s linear infinite;white-space:nowrap}
.ticker span{display:flex;align-items:center;gap:12px;font-size:13px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:rgba(255,255,255,.78)}
.ticker span::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--amber)}
@keyframes tk{to{transform:translateX(-50%)}}
/* sections */
section.blk{padding:110px 0}
section.mist{background:var(--mist)}section.dark{background:var(--navy-x);color:#fff}section.navy{background:linear-gradient(160deg,var(--navy-d),var(--navy));color:#fff}
.center{text-align:center}.center .lead{margin:0 auto}
/* acts: Plan. Grow. Account! */
.acts{display:grid;grid-template-columns:repeat(3,1fr);gap:0;margin:40px 0 40px;border:1px solid var(--line);border-radius:20px;overflow:hidden;background:#fff}
.act{padding:26px 28px;border-right:1px solid var(--line)}.act:last-child{border-right:0}
.act b{font-family:var(--disp);font-size:30px;color:var(--navy-d);display:block;line-height:1}.act b i{font-style:normal;color:var(--pink)}
.act span{font-size:13.5px;color:var(--mut);display:block;margin-top:8px}
/* services */
.svcs{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px;margin-top:40px}
.svc{position:relative;background:#fff;border:1px solid var(--line);border-radius:22px;padding:30px 26px 26px;display:flex;flex-direction:column;gap:12px;overflow:hidden;transition:transform .35s,box-shadow .35s,border-color .35s}
.svc::before{content:"";position:absolute;inset:0;background:radial-gradient(260px circle at var(--px,50%) var(--py,0%),rgba(230,57,117,.09),transparent 60%);opacity:0;transition:opacity .35s}
.svc:hover{transform:translateY(-6px);box-shadow:var(--sh);border-color:transparent}.svc:hover::before{opacity:1}
.svc .ib{width:54px;height:54px;border-radius:16px;background:var(--pink-t);color:var(--pink-f);display:grid;place-items:center}
.svc .ib .ico{width:26px;height:26px;stroke-dasharray:120;stroke-dashoffset:120;transition:stroke-dashoffset 1.4s ease .2s}
.svc.in .ib .ico{stroke-dashoffset:0}
.svc:nth-child(2) .ib{background:var(--amber-t);color:#c47f08}.svc:nth-child(3) .ib{background:var(--ice);color:var(--navy)}.svc:nth-child(4) .ib{background:#e9f7ee;color:#1f7a44}
.svc h3{font-size:20px;color:var(--navy-d)}.svc p{font-size:14.5px;color:var(--mut);flex:1}
.svc .lk{font-weight:700;color:var(--navy);font-size:14px;display:inline-flex;align-items:center;gap:8px}.svc .lk .ico{width:16px;height:16px}
.svc .n{position:absolute;right:20px;top:18px;font-family:var(--disp);font-size:12px;letter-spacing:.14em;color:var(--mut)}
.svc .n i{font-style:normal;color:var(--pink-f)}
/* ACCURACY SCENE */
.scene{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:start}
.scene-rail{position:sticky;top:110px}
.scene-steps{display:grid;gap:16px}
.sstep{min-height:46vh;display:flex;align-items:center}
.sstep>div{background:#fff;border:1px solid var(--line);border-radius:20px;padding:28px;width:100%;transition:border-color .4s,box-shadow .4s,transform .4s}
.sstep.on>div{border-color:rgba(230,57,117,.45);box-shadow:var(--sh);transform:translateX(8px)}
.sstep .k{font-family:var(--disp);font-weight:800;font-size:12px;letter-spacing:.22em;text-transform:uppercase;color:var(--pink-f)}
.sstep h3{font-size:26px;color:var(--navy-d);margin:8px 0 8px}
.sstep p{font-size:15.5px;color:var(--mut)}
.sstep .src{margin-top:12px;font-size:13px;font-weight:700;color:var(--navy);display:inline-flex;gap:8px;align-items:center}.sstep .src .ico{width:14px;height:14px}
.report{background:#fff;border:1px solid var(--line);border-radius:24px;box-shadow:var(--sh);overflow:hidden}
.report .rh{display:flex;justify-content:space-between;align-items:center;padding:16px 22px;border-bottom:1px solid var(--line);background:var(--mist)}
.report .rh b{font-family:var(--disp);font-size:14px;color:var(--navy-d)}
.report .rh span{font-size:12px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--mut)}
.report .rh .day{display:inline-flex;align-items:center;gap:8px;background:var(--amber-t);color:#9a6400;border-radius:100px;padding:4px 10px;font-size:12px;font-weight:800;opacity:0;transition:opacity .4s}
.report.s2 .rh .day,.report.s3 .rh .day{opacity:1}
.bureaus{display:grid;grid-template-columns:repeat(3,1fr)}
.bureau{padding:18px 16px;border-right:1px solid var(--line)}.bureau:last-child{border-right:0}
.bureau h4{font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--navy);margin-bottom:12px;display:flex;align-items:center;gap:8px}
.bureau h4::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--line);transition:background .4s}
.report.s0 .bureau h4::before,.report.s1 .bureau h4::before,.report.s2 .bureau h4::before,.report.s3 .bureau h4::before{background:var(--navy)}
.ln{display:flex;align-items:center;gap:10px;padding:9px 0;border-bottom:1px dashed var(--line);opacity:0;transform:translateY(6px);transition:opacity .5s,transform .5s}
.report.s0 .ln,.report.s1 .ln,.report.s2 .ln,.report.s3 .ln{opacity:1;transform:none}
.ln i{flex:1;height:8px;border-radius:4px;background:var(--line);transition:background .4s}
.ln em{font-style:normal;font-size:10.5px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;padding:3px 7px;border-radius:6px;opacity:0;transition:opacity .4s,background .4s,color .4s;white-space:nowrap}
.ln.f i{background:var(--line)}
.report.s1 .ln.f i,.report.s2 .ln.f i{background:var(--amber)}
.report.s1 .ln.f em{opacity:1;background:var(--amber-t);color:#9a6400}
.report.s2 .ln.f em{opacity:1;background:var(--pink-t);color:var(--pink-f)}
.report.s3 .ln.f.u i{background:#2fa35e}.report.s3 .ln.f.u em{opacity:1;background:#e9f7ee;color:#1f7a44}
.report.s3 .ln.f.r i{background:#9aa9b8}.report.s3 .ln.f.r em{opacity:1;background:var(--mist);color:var(--mut)}
.report .rf{padding:14px 22px;font-size:12.5px;color:var(--mut);border-top:1px solid var(--line);display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
.report .rf b{color:var(--navy-d)}
/* funding band */
.fund{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.fund .big{font-family:var(--disp);font-weight:800;font-size:clamp(56px,8vw,112px);line-height:.95;color:#fff;letter-spacing:-.04em}
.fund .big i{font-style:normal;color:var(--amber)}
.fund .sub{font-size:18px;color:rgba(255,255,255,.76);margin-top:12px}
.fund .apy{display:inline-flex;align-items:baseline;gap:10px;margin-top:22px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);border-radius:16px;padding:14px 18px}
.fund .apy b{font-family:var(--disp);font-size:32px;color:var(--amber)}.fund .apy span{font-size:13px;letter-spacing:.14em;text-transform:uppercase;color:rgba(255,255,255,.7);font-weight:700}
.fgrid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.fcard{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:18px;padding:22px}
.fcard b{display:block;font-family:var(--disp);font-size:17px;color:#fff;margin-bottom:6px}.fcard p{font-size:14px;color:rgba(255,255,255,.72)}
.fcard .ico{width:22px;height:22px;color:var(--amber);margin-bottom:12px}
/* team */
.team{display:grid;grid-template-columns:1fr 1fr;gap:26px;margin-top:40px}
.tcard{display:grid;grid-template-columns:.8fr 1.2fr;background:#fff;border:1px solid var(--line);border-radius:26px;overflow:hidden;box-shadow:var(--sh)}
.tcard .ph{position:relative;overflow:hidden;background:var(--ice)}
.tcard .ph img{width:100%;height:100%;object-fit:cover;object-position:top;transform:scale(1.04);transition:transform 1.2s}
.tcard:hover .ph img{transform:scale(1)}
.tcard .tx{padding:28px}
.tcard h3{font-size:24px;color:var(--navy-d)}.tcard .role{font-size:13px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--pink-f);margin:4px 0 14px}
.tcard p{font-size:14.5px;color:var(--mut);margin-bottom:10px}.tcard p b{color:var(--navy-d)}
.tcard .lk{font-weight:700;color:var(--navy);font-size:14px;display:inline-flex;gap:8px;align-items:center;margin-top:6px}.tcard .lk .ico{width:16px;height:16px}
.motto{margin-top:30px;background:linear-gradient(120deg,var(--navy-d),var(--navy));color:#fff;border-radius:22px;padding:26px 30px;display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap}
.motto b{font-family:var(--disp);font-size:clamp(26px,3vw,38px);letter-spacing:-.02em}.motto b i{font-style:normal;color:var(--amber)}
.motto p{color:rgba(255,255,255,.78);max-width:52ch;font-size:15px}
/* why */
.why{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px;margin-top:40px}
.wcard{background:#fff;border:1px solid var(--line);border-radius:20px;padding:26px;transition:transform .35s,box-shadow .35s}
.wcard:hover{transform:translateY(-5px);box-shadow:var(--sh)}
.wcard .ib{width:48px;height:48px;border-radius:14px;background:var(--ice);color:var(--navy);display:grid;place-items:center;margin-bottom:16px}.wcard .ib .ico{width:24px;height:24px}
.wcard b{display:block;font-family:var(--disp);font-size:18px;color:var(--navy-d);margin-bottom:6px}.wcard p{font-size:14px;color:var(--mut)}
/* reviews */
.rev-wrap{overflow:hidden;margin-top:40px;-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.rev-track{display:flex;gap:18px;width:max-content;animation:tk 60s linear infinite}
.rev-wrap:hover .rev-track{animation-play-state:paused}
.rcard{width:360px;background:#fff;border:1px solid var(--line);border-radius:20px;padding:24px;display:flex;flex-direction:column;gap:12px}
.rcard .who{display:flex;align-items:center;gap:12px}
.rcard .av{width:42px;height:42px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:800;font-size:13px}
.rcard .who b{display:block;font-size:14.5px;color:var(--navy-d)}.rcard .who span{font-size:12px;color:var(--mut)}
.rcard .stars{color:var(--amber);display:flex;gap:2px}.rcard .stars .ico{width:14px;height:14px;fill:currentColor;stroke:none}
.rcard q{font-size:14.5px;color:var(--ink);line-height:1.6;quotes:"\201C" "\201D";flex:1}
.rcard .g{font-size:12px;color:var(--mut);display:flex;align-items:center;gap:8px}.rcard .g b{color:#1a73e8}
.rev-cta{display:flex;gap:12px;justify-content:center;flex-wrap:wrap;margin-top:34px}
/* faq */
.faq{max-width:860px;margin:36px auto 0;display:grid;gap:10px}
details{background:#fff;border:1px solid var(--line);border-radius:16px;padding:0 22px;transition:box-shadow .3s}
details[open]{box-shadow:var(--sh);border-color:transparent}
summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:18px 0;font-family:var(--disp);font-weight:700;font-size:17px;color:var(--navy-d)}
summary::-webkit-details-marker{display:none}
.pm{width:28px;height:28px;border-radius:50%;background:var(--pink-t);color:var(--pink-f);display:grid;place-items:center;flex:none;position:relative;transition:transform .3s}
.pm::before,.pm::after{content:"";position:absolute;width:12px;height:2px;background:currentColor;border-radius:2px}.pm::after{transform:rotate(90deg)}
details[open] .pm{transform:rotate(45deg)}
.ans{padding:0 0 20px;color:var(--mut);font-size:15px;max-width:70ch}
.faq-cat{font-family:var(--disp);font-size:14px;letter-spacing:.16em;text-transform:uppercase;color:var(--pink-f);margin:26px 0 4px}
.faq-cat:first-child{margin-top:0}
.faq-nav{display:flex;gap:10px;flex-wrap:wrap;justify-content:center;margin-top:22px}
.faq-nav a{padding:10px 16px;border:1px solid var(--line);border-radius:100px;font-size:14px;font-weight:700;color:var(--navy-d);background:#fff}
.faq-nav a[aria-current]{background:var(--navy);color:#fff;border-color:var(--navy)}
/* cta band */
.cta-band{text-align:center}
.cta-band h2{font-size:clamp(30px,4vw,48px);color:#fff}
.cta-band p{color:rgba(255,255,255,.78);font-size:18px;margin:12px auto 28px;max-width:52ch}
.cta-band .row{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
/* page hero (interior) */
.phero{position:relative;overflow:hidden;padding:84px 0 70px;color:#fff;background:linear-gradient(135deg,var(--navy-d),var(--navy) 60%,var(--navy-m))}
.phero.pink{background:linear-gradient(135deg,#b8275a,var(--pink) 60%,#f06a9a)}
.phero::after{content:"";position:absolute;inset:0;background:radial-gradient(700px 400px at 90% 0%,rgba(255,255,255,.18),transparent 60%);transform:translateY(calc(var(--sy)*0.15px))}
.phero .wrap{position:relative;z-index:1}
.phero h1{font-size:clamp(38px,5vw,66px)}
.phero p{font-size:18px;color:rgba(255,255,255,.85);max-width:60ch;margin-top:12px}
.phero .crumb{font-size:12.5px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:rgba(255,255,255,.7);margin-bottom:14px;display:flex;gap:8px}
.phero .stat{display:inline-flex;align-items:baseline;gap:10px;margin-top:22px;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.25);border-radius:16px;padding:12px 18px}
.phero .stat b{font-family:var(--disp);font-size:34px}.phero .stat span{font-size:12px;letter-spacing:.14em;text-transform:uppercase;font-weight:700}
/* interior feature list */
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}
.flist{display:grid;gap:14px;position:relative}
.fitem{display:grid;grid-template-columns:52px 1fr;gap:16px;align-items:start;background:#fff;border:1px solid var(--line);border-radius:18px;padding:20px}
.fitem .nb{width:52px;height:52px;border-radius:14px;display:grid;place-items:center;font-family:var(--disp);font-weight:800;color:var(--navy);background:var(--ice)}
.pink .fitem .nb,.tone-pink .fitem .nb{background:var(--pink-t);color:var(--pink-f)}
.fitem b{display:block;font-family:var(--disp);font-size:17px;color:var(--navy-d);margin-bottom:4px}.fitem p{font-size:14.5px;color:var(--mut)}
.sticky{position:sticky;top:110px}
/* contact */
.cinfo{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.ccard{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px;display:flex;gap:14px}
.ccard .ib{width:46px;height:46px;border-radius:14px;background:var(--pink-t);color:var(--pink-f);display:grid;place-items:center;flex:none}.ccard .ib .ico{width:22px;height:22px}
.ccard b{display:block;font-family:var(--disp);font-size:16px;color:var(--navy-d)}.ccard span{font-size:13px;color:var(--mut);display:block}.ccard a.v{font-weight:700;color:var(--navy);display:block;margin-top:4px}
/* resources */
.rgrid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:40px}
.rcard2{background:#fff;border:1px solid var(--line);border-radius:20px;padding:26px;display:flex;flex-direction:column;gap:10px;transition:transform .35s,box-shadow .35s}
.rcard2:hover{transform:translateY(-5px);box-shadow:var(--sh)}
.rcard2 .cat{align-self:flex-start;font-size:11px;font-weight:800;letter-spacing:.14em;text-transform:uppercase;padding:5px 10px;border-radius:100px;background:var(--ice);color:var(--navy)}
.rcard2 b{font-family:var(--disp);font-size:19px;color:var(--navy-d)}.rcard2 p{font-size:14.5px;color:var(--mut);flex:1}
/* legal */
.legal{max-width:820px;margin:0 auto}.legal h2{font-size:26px;color:var(--navy-d);margin:40px 0 12px}.legal h3{font-size:19px;color:var(--navy-d);margin:26px 0 8px}
.legal p,.legal li{color:var(--mut);font-size:15.5px;margin-bottom:12px}.legal ul{padding-left:22px}.legal a{color:var(--navy);font-weight:600;text-decoration:underline}
.legal .flag{background:var(--amber-t);color:#9a6400;padding:2px 6px;border-radius:6px;font-weight:700}
/* footer */
footer{background:var(--navy-x);color:rgba(255,255,255,.78);padding:70px 0 30px}
.fgrid4{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:34px}
footer .brand b{color:#fff}footer .brand b i{color:var(--pink)}
footer .brand img{background:#fff}
footer h4{font-family:var(--disp);font-size:14px;letter-spacing:.14em;text-transform:uppercase;color:#fff;margin-bottom:14px}
footer ul{list-style:none;display:grid;gap:9px}footer li a{font-size:14.5px}footer li a:hover{color:#fff}
footer .nap{font-size:14.5px;line-height:1.8;margin-top:14px}footer .nap a{color:#fff;font-weight:600}
footer .chk{margin-top:16px;display:grid;gap:6px;font-size:14px}footer .chk span::before{content:"\2713  ";color:var(--amber)}
footer .copy{border-top:1px solid rgba(255,255,255,.1);margin-top:40px;padding-top:22px;font-size:13px;text-align:center;color:rgba(255,255,255,.55)}
.portal-link{display:inline-flex;align-items:center;gap:8px;margin-top:16px;padding:10px 14px;border:1px solid rgba(255,255,255,.2);border-radius:12px;color:#fff;font-weight:700;font-size:13.5px}
.portal-link .ico{width:16px;height:16px;color:var(--amber)}
/* scroll progress + button spotlight */
var pb=document.getElementById('pbar');if(pb){var sp=function(){var h=document.documentElement;pb.style.transform='scaleX('+(h.scrollTop/(h.scrollHeight-h.clientHeight||1))+')'};sp();window.addEventListener('scroll',sp,{passive:true})}
document.querySelectorAll('.btn').forEach(function(b){b.addEventListener('pointermove',function(e){var r=b.getBoundingClientRect();b.style.setProperty('--mx',(e.clientX-r.left)+'px');b.style.setProperty('--my',(e.clientY-r.top)+'px')})});
/* mobile bar */
.mbar{position:fixed;left:0;right:0;bottom:0;z-index:70;display:none;grid-template-columns:1fr 1.4fr;gap:8px;padding:10px 12px calc(10px + env(safe-area-inset-bottom));background:rgba(255,255,255,.94);backdrop-filter:blur(12px);border-top:1px solid var(--line);transform:translateY(110%);transition:transform .4s}
.mbar.show{transform:none}
.mbar .btn{padding:12px}
/* responsive */
@media(max-width:1100px){.hero-in{grid-template-columns:1fr}.hero-fig{max-width:560px;margin:30px auto 0}.chip.c1{left:0}.chip.c2{right:0}.trust{grid-template-columns:1fr 1fr}.svcs{grid-template-columns:1fr 1fr}.why{grid-template-columns:1fr 1fr}.fund{grid-template-columns:1fr}.team{grid-template-columns:1fr}.scene{grid-template-columns:1fr;gap:18px}.scene-rail{position:sticky;top:80px;z-index:5}.report .ln{opacity:1;transform:none}.report .rf{display:none}.bureaus{grid-template-columns:repeat(3,1fr)}.bureau{padding:10px 8px}.bureau h4{font-size:10px;margin-bottom:6px;gap:5px}.ln{padding:5px 0;gap:6px}.ln i{height:6px}.ln em{font-size:8.5px;padding:2px 5px}.report .rh{padding:10px 14px}.report .rh span:last-child{display:none}.sstep{min-height:0}.rgrid{grid-template-columns:1fr 1fr}.split{grid-template-columns:1fr}.sticky{position:static}}
@media(max-width:900px){.menu{display:none}.hamb{display:flex}.mbar{display:grid}body{padding-bottom:70px}.fgrid4{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.hero .cb{margin:18px 0 0}.hero-copy{padding-top:0}.wrap{width:calc(100% - 32px)}section.blk{padding:72px 0}.hero{padding:44px 0 30px}.hero h1{font-size:clamp(36px,10.5vw,46px)}.hero .cta .btn{width:100%}.chip{position:static;transform:none;margin-top:10px;display:inline-flex}.hero-chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}.svcs{grid-template-columns:1fr}.why{grid-template-columns:1fr}.acts{grid-template-columns:1fr}.act{border-right:0;border-bottom:1px solid var(--line)}.act:last-child{border-bottom:0}.tcard{grid-template-columns:1fr}.tcard .ph img{aspect-ratio:4/3;height:auto}.fgrid{grid-template-columns:1fr}.rcard{width:290px}.rgrid{grid-template-columns:1fr}.cinfo{grid-template-columns:1fr}.fgrid4{grid-template-columns:1fr}.trust{grid-template-columns:1fr}.rev-wrap{-webkit-mask-image:none;mask-image:none}}

/* ---------- sophistication pass ---------- */
.pbar{position:fixed;left:0;top:0;height:3px;width:100%;background:linear-gradient(90deg,var(--navy),var(--pink));transform-origin:left;transform:scaleX(0);z-index:100;pointer-events:none}
header.nav .nav-in{transition:height .35s}header.nav.solid .nav-in{height:64px}
.eyebrow[data-n]::before{content:attr(data-n);width:auto;height:auto;background:none;font-family:var(--disp);font-style:italic;font-weight:500;font-size:15px;letter-spacing:0;color:var(--navy);margin-right:4px}
.eyebrow[data-n]::after{content:"";width:34px;height:1px;background:currentColor;opacity:.6;margin-left:6px}
.on-dark .eyebrow[data-n]::before,.dark .eyebrow[data-n]::before,.navy .eyebrow[data-n]::before{color:#fff}
h2.sec{font-size:clamp(34px,4vw,54px);margin:16px 0 16px}
.lead{font-size:17.5px;line-height:1.7}
.rv{transition-duration:1.1s}
/* buttons */
.btn::after{content:"";position:absolute;inset:0;background:radial-gradient(120px circle at var(--mx,50%) var(--my,50%),rgba(255,255,255,.28),transparent 60%);opacity:0;transition:opacity .3s;pointer-events:none}
.btn:hover::after{opacity:1}
.btn-ghost::after{background:radial-gradient(120px circle at var(--mx,50%) var(--my,50%),rgba(30,74,122,.08),transparent 60%)}
/* hero */
.hero{padding:84px 0 48px}
.hero-bg{background:radial-gradient(800px 520px at 82% 10%,rgba(230,57,117,.13),transparent 60%),radial-gradient(700px 500px at 8% 90%,rgba(30,74,122,.13),transparent 60%),radial-gradient(500px 400px at 60% 95%,rgba(245,166,35,.11),transparent 60%),linear-gradient(rgba(30,74,122,.06) 1px,transparent 1px),linear-gradient(90deg,rgba(30,74,122,.06) 1px,transparent 1px);background-size:auto,auto,auto,88px 88px,88px 88px;-webkit-mask-image:radial-gradient(900px 700px at 50% 40%,#000 40%,transparent 100%);mask-image:radial-gradient(900px 700px at 50% 40%,#000 40%,transparent 100%)}
.hero h1{font-size:clamp(44px,6vw,84px);line-height:.98;margin:22px 0 22px}
.hero .tag{font-family:var(--disp);font-weight:600;font-size:24px}.hero .tag i{font-style:italic;font-weight:500}
.hero-fig .frame{position:absolute;inset:22px -22px -22px 22px;border:1.5px solid rgba(30,74,122,.28);border-radius:30px;transform:rotate(-2deg);z-index:0;pointer-events:none}
.hero-fig .ph{position:relative;z-index:1}
.hero-fig .ph img{clip-path:inset(0 0 0 0);animation:none}
.stamp{position:absolute;right:-34px;top:-34px;width:124px;height:124px;z-index:4;transform:translateY(calc(var(--sy)*0.16px));will-change:transform}
.stamp svg{width:100%;height:100%;animation:spin 22s linear infinite}
.stamp text{font-family:var(--body);font-size:11.5px;font-weight:700;letter-spacing:.22em;fill:var(--navy-d)}
.stamp b{position:absolute;inset:0;display:grid;place-items:center;text-align:center;font-family:var(--disp);font-style:italic;font-weight:500;font-size:14px;line-height:1.1;color:var(--pink-f);background:#fff;border-radius:50%;margin:30px;box-shadow:0 14px 30px -16px rgba(20,49,87,.5)}
@keyframes spin{to{transform:rotate(360deg)}}
.cue{display:flex;align-items:center;gap:12px;margin-top:34px;font-size:11px;letter-spacing:.24em;text-transform:uppercase;color:var(--mut);font-weight:700}
.cue i{width:1px;height:38px;background:var(--line);position:relative;overflow:hidden;display:block}.cue i::after{content:"";position:absolute;left:0;top:-100%;width:100%;height:100%;background:var(--pink);animation:cue 2.2s ease-in-out infinite}
@keyframes cue{to{top:100%}}
/* stats band */
.stats{background:var(--navy-x);color:#fff;position:relative;overflow:hidden}
.stats::after{content:"";position:absolute;inset:0;opacity:.07;pointer-events:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='160' height='160'%3E%3Cfilter id='n'%3E%3CfeTurbulence baseFrequency='.9' numOctaves='2' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E")}
.stats-in{display:grid;grid-template-columns:repeat(4,1fr);position:relative;z-index:1}
.st{padding:30px 28px;border-left:1px solid rgba(255,255,255,.1)}.st:first-child{border-left:0;padding-left:0}
.st b{display:block;font-family:var(--disp);font-weight:500;font-size:44px;line-height:1;letter-spacing:-.03em;color:#fff}
.st span{display:block;margin-top:8px;font-size:13px;letter-spacing:.08em;text-transform:uppercase;color:rgba(255,255,255,.62);font-weight:600}
.st b span{display:inline;margin:0;font:inherit;color:inherit;letter-spacing:inherit;text-transform:none}
/* sections: grain on dark */
section.blk{position:relative}section.blk>.wrap{position:relative;z-index:1}
section.dark::after,section.navy::after,footer::after{content:"";position:absolute;inset:0;opacity:.07;pointer-events:none;z-index:0;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='160' height='160'%3E%3Cfilter id='n'%3E%3CfeTurbulence baseFrequency='.9' numOctaves='2' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E")}
footer{position:relative;overflow:hidden}footer>.wrap{position:relative;z-index:1}
/* acts + services */
.act b{font-weight:600;font-size:34px}.act b i{font-style:italic;font-weight:500}
.svc h3{font-weight:600;font-size:22px}
.svc .n{font-family:var(--disp);font-style:italic;font-weight:500;font-size:13px;letter-spacing:.04em}
.svc::after{content:attr(data-n);position:absolute;right:-6px;bottom:-22px;font-family:var(--disp);font-weight:700;font-size:120px;line-height:1;color:transparent;-webkit-text-stroke:1px rgba(30,74,122,.14);pointer-events:none;transition:transform .5s}
.svc:hover::after{transform:translate(-6px,-6px)}
.svc .lk{position:relative}.svc .lk::after{content:"";position:absolute;left:0;bottom:-3px;height:1px;width:0;background:var(--pink);transition:width .4s}.svc:hover .lk::after{width:100%}
/* scene rail */
.scene-steps{position:relative;padding-left:36px}
.scene-steps::before{content:"";position:absolute;left:10px;top:0;bottom:0;width:1px;background:var(--line)}
.scene-steps::after{content:"";position:absolute;left:10px;top:0;height:var(--p,0%);width:1px;background:linear-gradient(180deg,var(--navy),var(--pink));transition:height .9s cubic-bezier(.2,.8,.2,1)}
.sstep{position:relative}.sstep::before{content:"";position:absolute;left:-31px;top:50%;width:11px;height:11px;border-radius:50%;background:#fff;border:2px solid var(--line);transform:translateY(-50%);transition:border-color .4s,background .4s;z-index:1}
.sstep.on::before{border-color:var(--pink);background:var(--pink)}
.sstep h3{font-weight:600;font-size:28px}
.sstep .k{font-family:var(--body)}
/* funding */
.fund .big{font-weight:500;letter-spacing:-.05em}.fund .big i{font-style:italic}
/* team */
.tcard h3{font-weight:600;font-size:28px;display:inline-block;position:relative}
.tcard h3::after{content:"";position:absolute;left:0;bottom:-6px;height:1px;width:0;background:var(--pink);transition:width 1.2s cubic-bezier(.2,.8,.2,1) .4s}
.tcard.in h3::after{width:100%}
.tcard .ph img{clip-path:inset(0 0 100% 0);transition:clip-path 1.3s cubic-bezier(.2,.8,.2,1) .15s,transform 1.2s}
.tcard.in .ph img{clip-path:inset(0)}
.motto b{font-weight:500;font-size:clamp(30px,3.4vw,44px)}.motto b i{font-style:italic}
/* about figure wipe */
.about-fig .ph img{clip-path:inset(0 0 100% 0);transition:clip-path 1.3s cubic-bezier(.2,.8,.2,1)}
.rv.in .about-fig .ph img,.about-fig.in .ph img{clip-path:inset(0)}
/* reviews */
.rev-wrap{display:grid;gap:18px}
.rev-track.rev{animation-direction:reverse;animation-duration:70s}
.rcard{position:relative;padding-top:30px}
.rcard::before{content:"\201C";position:absolute;left:18px;top:4px;font-family:var(--disp);font-size:56px;line-height:1;color:var(--pink);opacity:.35;font-weight:700}
.rcard q{font-family:var(--disp);font-style:italic;font-weight:500;font-size:17px;line-height:1.55}
.rcard .g b{display:inline-grid;place-items:center;width:20px;height:20px;border-radius:50%;background:#fff;border:1px solid var(--line);font-family:var(--disp);font-weight:700;color:#1a73e8;font-size:12px}
/* faq */
summary{font-weight:600;font-size:18px}
/* phero + footer */
.phero h1{font-weight:600}.phero::before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.07) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.07) 1px,transparent 1px);background-size:88px 88px;-webkit-mask-image:radial-gradient(700px 400px at 80% 30%,#000,transparent 100%);mask-image:radial-gradient(700px 400px at 80% 30%,#000,transparent 100%)}
.cta-band h2{font-weight:600}
.foot-tag{margin-top:56px;font-family:var(--disp);font-weight:700;font-size:clamp(30px,4.5vw,70px);line-height:1;letter-spacing:-.04em;white-space:nowrap;color:transparent;-webkit-text-stroke:1px rgba(255,255,255,.22);user-select:none}
.foot-tag em{font-style:italic;font-weight:500;-webkit-text-stroke:1px rgba(230,57,117,.6)}
@media(max-width:1100px){.stamp{right:0;top:-20px}}
@media(max-width:900px){.stats-in{grid-template-columns:1fr 1fr}.st{padding:22px 0 22px 22px}.st:nth-child(odd){border-left:0;padding-left:0}.st:nth-child(-n+2){border-bottom:1px solid rgba(255,255,255,.1)}}
@media(max-width:640px){.stamp,.cue,.hero-fig .frame{display:none}.hero h1{font-size:clamp(40px,11.5vw,52px)}.foot-tag{font-size:34px;white-space:normal}.svc::after{font-size:90px}.scene-steps{padding-left:26px}.sstep::before{left:-21px}.rev-track.rev{display:none}}
@media(prefers-reduced-motion:reduce){.stamp svg,.cue i::after{animation:none}.tcard .ph img,.about-fig .ph img{clip-path:none}.rv{opacity:1;transform:none;transition:none}.hero h1 .w>i{animation:none;transform:none}.ticker .track,.rev-track{animation:none}.hero-bg,.hero-fig,.chip,.phero::after{transform:none!important}}